FedONE FCU Platinum VISA Credit Card - Accepted at Costco


Serving all Federal employees and immediate family members who work in CA, NV, AZ, HI, Guam, and the Mariana Islands.


Refinace your High Rate Auto Loan

Start saving and get a Smarter Payment Plan
on your existing auto loan from another lender!

FedONE FCU can lower your rate by up to


*APR= Annual Percentage Rate. Rate will not go below 2.99% APR for 60 months or 3.99% for 72 months. Offer subject to change without notice. Current FedONE auto loans not eligible. Loan must be  at other institution for at least 6 months and not delinquent on payments for the last 12 months (per credit report). Minimum loan amount of $5,000. Vehicle must have valid proof of auto insurance and current registration. Must have a contract from another lender to show APR and meet our existing Kelley Blue Book (KBB) qualifications for used car financing. Effective as of January 1, 2015. 



FedONE FCU Calculators

Use our calculators to finesse your monthly budget, compare borrowing costs and plan for your future.

FedONE Financial Calculators

Click Here to Use the FedONE Calculators

FedONE Needs Your Help.
FedONE is seeking applications from members with financial or Board experience to fill a vacancy on the FedONE Board of Directors.

Members must have at least 2 hours of time each month to devote to the credit union. The Board meets every month for approximately 2 hours via teleconference, with one meeting in person at least once a year. Please send a statement explaining your qualifications and desire for wanting to be a FedONE Board Member.

This is a volunteer, non-paid position for a 3 year term. Application dedline is December 30, 2016. Please submit your applications letter to Richard Rosales via email, fax or mail to the Laguna Niguel FedONE Office.

Mailing Address: FedONE Federal Credit Union. 24000 Avila Road Suite U120. Laguna Niguel, CA 92677. Phone: 949-360-3203. Fax: (949) 831-0928



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Federall Insured by the NCUA. 
NMLS #1425817
Routing Number #322281840